Who needs it in California?

Most employers with at least one employee; limited exceptions.

Insurers reconcile estimated payroll with actual at year‑end; we help you prepare.

Workers’ Compensation Insurance in San Rafael, CA

Talk to a licensed agent: 415-378-5333

Workers’ comp helps cover medical costs and lost wages for employees injured on the job, as required by California law for most employers.

We assist with class codes, experience mods, and certificates to keep projects moving.

What’s typically included

Get a tailored quote

Every household and business is different. We’ll help you size coverage and limits to your risks and budget.

Who needs it in California?: Most employers with at least one employee; limited exceptions.
How do audits work?: Insurers reconcile estimated payroll with actual at year‑end; we help you prepare.